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Ultimate Banana Cream Loaf

Featured in Sweet Treats to Satisfy Any Craving.

Ripe bananas mixed with a velvety cream cheese layer create a moist, slightly tangy loaf that’s perfect for sharing. Adding sour cream locks in the tenderness.

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Barbara Chef
Updated on Wed, 09 Apr 2025 22:59:33 GMT
Golden banana loaf with creamy filling and a glossy glaze on top sits on a dark plate with whole bananas nearby. Pin it
Golden banana loaf with creamy filling and a glossy glaze on top sits on a dark plate with whole bananas nearby. | cookwithcarla.com

Hidden Treasure Banana Loaf

I stumbled upon this wonderful Cream Cheese-Filled Banana Loaf while trying to use up some spotty bananas. The first time I folded that velvety cream cheese mixture into my batter, I knew regular banana bread wouldn't cut it anymore. Every piece shows off a beautiful streak of creaminess running inside the super moist, banana-packed bread. It's now my go-to for family get-togethers, sweet weekend treats, or anytime I need to bring something impressive to share. Nothing beats eating it when it's still a bit warm and the cream cheese center stays soft while the banana-infused bread gives off that cozy just-baked smell.

Elevated Banana Bread Experience

The way cream cheese turns basic banana bread into something special is truly amazing. That luscious creamy streak adds such nice depth, and how it plays against the soft banana bread creates the ultimate comfort food experience. Whenever I bake this, people always want to know how I made it, and I can't help but smile seeing their reaction after trying their first delicious bite.

What You'll Need

Want me to put together a complete ingredients list? I can tell you the exact amounts and items that give you that perfect mix of smooth creaminess and banana goodness.

A sliced loaf cake topped with banana slices, revealing a creamy filling inside. Pin it
A sliced loaf cake topped with banana slices, revealing a creamy filling inside. | cookwithcarla.com

Let's Make It Together

I'd be happy to guide you through making this special bread from start to finish. Want me to show you my tried-and-true way to get that perfect cream cheese ripple and soft, tender texture?

Frequently Asked Questions

→ What’s the best ripeness for the bananas?

Bananas with lots of brown spots and a soft texture work best for sweetening and flavor.

→ Can this bread be frozen?

Absolutely! Wrap it tightly and it’ll stay fresh in the freezer for up to 3 months. Let it thaw in the fridge overnight.

→ What’s the point of using sour cream?

The sour cream ensures the loaf stays soft and tender while adding just a hint of tanginess.

→ How can I tell if it’s fully baked?

Stick a toothpick in the middle. If it comes out almost clean but with some crumbs, it’s ready.

→ How should I keep the bread fresh?

Store it in the fridge for up to 5 days since it has cream cheese filling. Bring to room temp before eating.

Banana Cream Loaf

A rich, moist banana bread with a thick cream cheese layer baked in the middle. A tasty twist to a timeless favorite!

Prep Time
15 Minutes
Cook Time
60 Minutes
Total Time
75 Minutes

Category: Desserts

Difficulty: Intermediate

Cuisine: American

Yield: 8 Servings (1 loaf)

Dietary: Vegetarian

Ingredients

01 3/4 cup sugar (white).
02 1 teaspoon vanilla.
03 4 mashed ripe bananas (about 1 1/2 cups).
04 1/2 cup soft unsalted butter.
05 2 cups plain flour.
06 1/4 cup sour cream.
07 1 large egg.
08 2 large eggs.
09 1 teaspoon baking soda.
10 1/2 teaspoon salt.
11 8 oz softened cream cheese.
12 1/4 cup sugar (granulated).
13 Another teaspoon vanilla.

Instructions

Step 01

Set the oven temperature to 350°F.

Step 02

Get a 9x5 pan—line it, or grease it well.

Step 03

Stir together salt, flour, and baking soda.

Step 04

Beat the butter and sugar till fluffy (about 3 minutes).

Step 05

Whisk in the eggs and vanilla until blended.

Step 06

Gently stir in the mashed bananas and sour cream.

Step 07

Slowly stir your dry mixture into the wet one—bit by bit.

Step 08

Blend together cream cheese, sugar, vanilla, and egg to make the filling.

Step 09

Spoon some banana bread mix, add cream layer, and repeat.

Step 10

Pop it in the oven and bake for around 60 mins.

Notes

  1. Get bananas that are really spotty.
  2. Don’t overdo the mixing.
  3. Push a toothpick into it to see if it's cooked.
  4. Store it cold in the fridge.
  5. It keeps great in the freezer.

Tools You'll Need

  • A loaf pan (9x5).
  • Stand or hand mixer.
  • Bowls for mixing.
  • Tools to measure (spoons/cups).
  • Baking parchment.

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Dairy (sour cream, cream cheese, butter).
  • Flour (wheat).
  • Egg content.

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: ~
  • Total Fat: ~
  • Total Carbohydrate: ~
  • Protein: ~