Cheesy Loaded Meatloaf

Category: Satisfying Main Dishes for Every Occasion

Prepare seasoned meat, bake it, add mashed potatoes, bacon, and cheese on top, then bake again till everything is melted and golden.
Barbara Chef
Updated on Mon, 21 Apr 2025 00:47:51 GMT
Cheesy Loaded Meatloaf Highlight
Cheesy Loaded Meatloaf | cookwithcarla.com

This heartwarming dish blends juicy seasoned beef and whipped spuds for a soul-satisfying bake your family will request again and again. Every bite delivers the perfect mix of savory ground meat under fluffy potatoes, topped with melty cheese and crunchy bacon bits. What starts as two separate comfort classics transforms into something truly magical when combined in this unforgettable casserole.

I threw this casserole together one cold fall night when I wanted something filling but couldn't be bothered making meat and potatoes as separate dishes. The way the cheese sank into those creamy spuds while the meat stayed tender underneath told me I'd stumbled onto something wonderful. Now it's what I bring whenever we have family get-togethers or neighborhood potlucks.

Key Components

  • Ground Beef: Go for 80/20 beef for the right fat content. This keeps everything moist and adds tons of flavor to your base
  • Breadcrumbs: Try to use fresh ones for the best texture. I just blitz some day-old bread in my blender to make my own
  • Russet Potatoes: These starchy spuds make the creamiest mash and won't fall apart when baked on top
  • Sharp Cheddar: Grate it yourself instead of buying pre-shredded. It'll melt way better and taste much stronger
  • Bacon: Grab the thick-cut stuff for more substance and flavor. It adds an amazing smoky touch to everything

Step-By-Step Cooking Guide

Prepare the Base:
First, warm your oven to 375°F
Mix your beef with breadcrumbs, egg, and spices using just your fingers
Don't mix too much or you'll end up with tough meat
Spread it evenly in your baking dish to form your foundation
Season and Pre-Bake:
Put a nice layer of ketchup across the top of your meat
Wrap with foil and pop in the oven for 20-25 minutes
This first bake makes sure your meat gets cooked through before adding the rest
Prepare the Topping:
As your meat cooks, get your mashed potatoes ready
Throw in lots of butter and warm milk to make them super creamy
Don't forget plenty of salt and pepper
Fry your bacon till it's nice and crisp, then break it into small bits
Layer and Finish:
Take out your meat and pour off any extra juice
Spread your mashed potatoes all over the meat layer
Sprinkle cheese and bacon bits on top
Stick it back in the oven without foil for 15-20 minutes until the cheese bubbles
meatloaf and mashed potatoes Highlight
meatloaf and mashed potatoes | cookwithcarla.com

I've always kept potatoes around in my kitchen. I've tried tons of varieties, but russets are my go-to for this dish every time. They're just so starchy that they soak up butter like nothing else, making them the perfect foundation for all that cheese on top. They really make each bite something special.

Tasty Side Options

Since this dish is pretty filling, you'll want something light alongside it. A simple peppery arugula salad with fresh lemon dressing works great, or some garlicky green beans. My family also loves when I serve it with tangy balsamic Brussels sprouts to cut through all that richness.

Prep-Ahead Tricks

I've learned from many dinner parties that you can put this whole thing together a day early. Just build everything except the cheese and bacon toppings, wrap it up tight, and stick it in the fridge for up to 24 hours. When you're ready to eat, add those final toppings and bake it about 10-15 minutes longer than normal.

Keeping Leftovers Fresh

This dish is actually even better the next day. Just cut it into portions, put them in sealed containers, and they'll stay good in the fridge for about 4 days. Warm them back up in a 350°F oven with some foil on top. Trust me, don't use the microwave - it ruins the texture.

Fixing Common Problems

Got dry meat? You probably mixed it too much or cooked it too long. I just stir until everything's barely combined and always use a meat thermometer. For the potatoes, always start them in cold water and add your warm milk bit by bit for the smoothest results.

meatloaf casserole Highlight
meatloaf casserole | cookwithcarla.com

I've made this casserole countless times, and it never fails to bring folks together around my table. The smell that fills the house while it's cooking just pulls everyone into the kitchen like magic. Whether it's just a random Tuesday dinner or a big holiday gathering, this loaded meat and potato bake makes everyone happy. Something about that combo of crunchy bacon, soft potatoes and savory meat hits all the right notes. It's not just food - it's like comfort in a baking dish, warming you up from the inside out.

Recipe FAQs

→ Can I use premade mashed potatoes?
Absolutely! Store-bought or leftover mashed potatoes are a perfect fit. Just warm them slightly for easier spreading.
→ What’s the best way to store leftovers?
Pop them in a covered container in the fridge for 3 days max. Reheat portions in the microwave or oven till steamy.
→ Can this dish be frozen?
Yes, wrap it up tightly and freeze for up to 3 months. Let it thaw in the fridge overnight before reheating.
→ What should I serve alongside this?
Fresh greens, roasted veggies, or a light salad go great to balance the richness of the dish.
→ How do I make it lighter?
Go for ground turkey or lean beef, swap in low-fat cheese, and use cauliflower mash instead of potatoes.

Loaded Meatloaf Casserole

A cozy, flavorful dish pairing mashed potatoes, cheesy goodness, and ground meat into a rich and satisfying meal.

Prep Time
15 min
Cook Time
35 min
Total Time
50 min

Category: Main Dishes

Difficulty: Intermediate

Cuisine: American

Yield: 6 Servings

Dietary Preferences: ~

Ingredients

→ Base Layer

01 1 teaspoon salt
02 ¼ cup milk
03 ½ teaspoon black pepper
04 1 tablespoon Worcestershire sauce
05 ½ cup breadcrumbs
06 ¼ cup finely diced onion
07 1 teaspoon garlic powder
08 1 pound ground beef
09 ½ cup ketchup, split in half
10 1 large egg

→ Toppings

11 Chives or green onion bits (2 tablespoons, optional)
12 Bacon strips (4), cooked and crumbled
13 Mashed potatoes, pre-made (2 cups)
14 Sharp cheddar, shredded (1 cup)

Steps

Step 01

Turn your oven to 375°F (190°C) and grease up a 9×9 pan lightly.

Step 02

Stir the ground meat, egg, breadcrumbs, milk, onion, garlic powder, Worcestershire sauce, salt, pepper, and half your ketchup together in a big bowl until everything blends nicely.

Step 03

Pack the meat mix into the baking pan, smear the leftover ketchup on top, and bake for 20-25 minutes until it’s fully cooked.

Step 04

Once baked, layer the fluffy potatoes above the meat loaf, spread the cheddar, and sprinkle the crumbled bacon over everything.

Step 05

Slide it back in the oven for 10-15 minutes till your cheese gets gooey and bubbly. Sprinkle some chopped green onions on top if you’re into that.

Notes

  1. You can prep ahead—just make the meat layer early and chill it until you're ready to finish and bake.
  2. Try swapping the beef for ground chicken or turkey for a lighter option.

Required Equipment

  • Pan, square (9×9 inches)
  • Mixing bowl, large

Allergen Information

Double-check every ingredient for potential allergens and consult a healthcare professional if unsure.
  • Has dairy (milk and cheese)
  • Includes gluten (breadcrumbs)
  • Uses eggs