Cozy Meatloaf Potato Cheese

Category: Satisfying Main Dishes for Every Occasion

Hearty meat with spice, soft mashed potatoes, and a cheddar topping. You’ll mix ground meat with spices, ketchup, and breadcrumbs, bake, then add the creamy potatoes. Scatter cheese over it all and bake until crispy. Let it sit for a few minutes and sprinkle on parsley before serving. Great if you've got guests or want plenty of leftovers. It’s true comfort, and folks will love it at the table.

Barbara Chef
Updated on Tue, 30 Sep 2025 18:22:15 GMT
A platter of cheesy, meaty loaf topped with bacon strips. Highlight
A platter of cheesy, meaty loaf topped with bacon strips. | cookwithcarla.com

This cozy dish with mashed potatoes, beef, and gooey cheese is pure comfort food. Every layer brings together homey flavors with a little fun twist. It’s perfect if you want an easy family dinner or something that’ll warm you up after a long day. That juicy meat, creamy mash, and melty cheddar turn every bite into a happy treat.

The first time I whipped this up, it was pouring rain and everyone wanted something hearty. Since then, my crew only wants this version.

Tasty Ingredients

  • Ground beef (15% fat): Adds loads of flavor and stays nice and juicy. Buy the freshest you can find.
  • Bread crumbs: Help everything stick together and give good texture.
  • Milk: Makes the meat mixture extra soft. Go for whole milk for rich flavor.
  • Egg: Does the binding job naturally.
  • Ketchup: Adds a subtle touch of sweet tomato flavor.
  • Onion and garlic powder: Bring tons of taste fast, no chopping needed.
  • Salt and black pepper: Don’t skimp—season well for best results.
  • Fresh or leftover mashed potatoes: Layered on top. Mix with butter and sour cream for that dreamy smoothness.
  • Sour cream: Lifts the mash with tang.
  • Butter: Rounds out the taste and adds richness.
  • Cheddar cheese: Sprinkled on for that craveable melted crust. The better the cheese, the tastier the result.
  • Fresh parsley: Finish with a pop of color and a hint of something fresh.
  • Go for top-shelf beef and cheese — that’s where a little splurge pays off big time.

Easy Step Instructions

Let it rest and serve up:
When it’s done baking, let it chill out for five to ten minutes so the layers firm up. Scatter chopped parsley on top if you’d like. Slice and scoop portions straight from the pan.
Add cheese and finish baking:
Top the potato layer all over with a generous handful of cheddar. Pop back into the oven for about ten to fifteen minutes until everything is bubbling and golden.
Spread on the mash:
Spoon the creamy potatoes on your pre-baked meat base. Smooth out the top with a spoon or spatula—it doesn’t need to be perfect, just even.
Make the mashed potatoes:
Warm up the mash and mix in butter and sour cream until it’s creamy. Taste and season as you like. Sneak a taste—why not?
Press meat into pan:
Line a rectangular baking dish with parchment or butter it up. Squish the meat mixture evenly into the pan, pressing it down with a spoon. Bake it for twenty to twenty-five minutes, until the top is set.
Mix the meat stuff:
Combine ground beef, bread crumbs, milk, egg, ketchup, garlic and onion powder, salt, and pepper in a big bowl. Mix by hand until just blended so it stays tender.
Preheat the oven:
Crank up your oven to 190°C so it bakes evenly when you’re ready.
A big, tasty, hearty casserole full of onions and crispy bacon slices. Highlight
A big, tasty, hearty casserole full of onions and crispy bacon slices. | cookwithcarla.com

Good Stuff to Know

  • Packed with protein and really filling
  • Super simple to prep ahead and easy to reheat
  • Kids totally dig it
  • Always a hit, whether for dinner or leftovers

The freshly melted cheddar is my total favorite part. I always picture everyone hungry after a workout, waiting at the table for the cheesy layer to get that perfect golden top. Nobody could hold out till the end.

Storing Tips

Leftovers keep covered in the fridge for up to three days. Store in portions, so there’s always a quick snack or easy lunch ready. Reheat in the oven for that crisp cheesy top. You can freeze it too, just wait till it’s completely cool.

Swap-Out Ideas

If you don’t eat beef, try a beef/pork blend or even ground chicken for a lighter spin. For the mash, swap in parsnip or celeriac for a change—great if you want it lighter. Play with cheese—swap cheddar for something sharper, like alpine cheese or mild gouda. Can’t do dairy? Use almond or oat milk to hold it together.

Fun Serving Options

Best with a fresh green salad and sharp vinaigrette. Grab a chunk of crusty bread to soak up anything left on your plate. If you want to get fancy, roast some carrots and broccoli in the oven for extra veggies.

A big, golden-brown baked casserole dish with bacon on top, sitting on a white plate. Highlight
A big, golden-brown baked casserole dish with bacon on top, sitting on a white plate. | cookwithcarla.com

A Bit of Backstory

Dishes with tasty layers like this have been a favorite in German homes for ages. Out in the countryside, something like this was a classic Sunday meal. Mixing creamy mash with savory beef always brings back special occasion vibes and a bit of nostalgia.

Recipe FAQs

→ Which ground meat works best?

Go with beef that has some fat in it for flavor and juicy results in your meatloaf.

→ How do I make mashed potatoes extra creamy?

Mix in butter and a bit of sour cream to get that smooth, dreamy texture. Don’t forget the salt.

→ Is this bake good for prepping ahead?

Yep! Build it, cover, and stash in the fridge. Bake it off just before eating so it’s nice and fresh.

→ What cheese should I toss on top?

Cheddar works great, but Gouda or Emmental will also melt well and taste awesome.

→ How long should I let the meatloaf rest?

Give it five to ten minutes after baking. It cuts way neater that way.

Meatloaf Potato Cheese

Flavorful meatloaf, velvety potatoes, and gooey cheese melt together into a homey baked meal.

Prep Time
15 min
Cook Time
40 min
Total Time
55 min

Category: Main Dishes

Difficulty: Easy

Cuisine: American

Yield: 6 Servings (6 servings)

Dietary Preferences: ~

Ingredients

→ Meat mixture

01 0.5 tsp ground black pepper
02 0.5 tsp salt
03 1 tsp onion powder
04 1 tsp garlic powder
05 60 ml ketchup
06 1 egg
07 80 ml milk
08 60 g plain bread crumbs
09 450 g ground beef (85/15 works best)

→ Mashed potato layer

10 Salt and pepper, as much as you like
11 28 g butter
12 60 g sour cream
13 700 g mashed potatoes (ready or leftover)

→ Top layer

14 Fresh parsley (throw on top if you want)
15 180 g shredded cheddar cheese

Steps

Step 01

Wait about 5–10 minutes so everything sets. Slice it up, scatter fresh parsley if you like, then dig in.

Step 02

Add cheddar all over the top. Put it back in for 10–15 minutes until that cheese is gooey and a nice golden color.

Step 03

Carefully layer your seasoned potatoes across the meat. Try to spread it out evenly.

Step 04

Warm the potatoes a bit. Throw in butter and sour cream, mix them in, and salt and pepper until it tastes just right.

Step 05

Push the meat mixture into your pan so it’s even. Bake for 20–25 minutes, uncovered.

Step 06

Get a big bowl and toss in the ground beef, bread crumbs, milk, egg, ketchup, garlic powder, onion powder, plus salt and pepper. Use a spoon or your hands—just mix until it holds together.

Step 07

Flip your oven on to 190°C. Get a 23 by 23 centimeter baking dish greased or lined with parchment.

Notes

  1. If you want your potatoes extra creamy, a splash of milk does the trick.

Required Equipment

  • Oven
  • Baking dish (about 23x23 cm)
  • Big mixing bowl
  • Wooden spoon or hand mixer

Allergen Information

Double-check every ingredient for potential allergens and consult a healthcare professional if unsure.
  • Has dairy, egg, gluten, and could have lactose.

Nutritional Information (Per Serving)

This data is for informational purposes only and doesn’t replace medical advice.
  • Calories: 184
  • Fat: 12 g
  • Carbs: 24 g
  • Protein: 12 g